RBC

RBC Life Insurance

Life insurance for Canadian residents

Protect Your Loved Ones With Dependable Life Insurance

Term Life Insurance [ Temporary Coverage ]

A popular choice if you want affordable coverage until you meet a certain financial milestone, such as putting your kids through college or paying off your mortgage.
$ 50
000
  • May be eligible for coverage without undergoing a medical exam, with an online application that only takes minutes to complete
  • $10,000 accidental death benefit included
  • Future flexibility with the option to change from term life insurance to permanent life insurance in the future without medical evidence, up to age 71
$ 1
000
  • Future flexibility with the option to change from term life insurance to permanent life insurance in the future without medical evidence, up to age 71

Why Consider Life Insurance?

Planning ahead with life insurance is a reliable way to meet your financial goals with safety, certainty, and ease, backed by the knowledge that you will:

Protect your loved ones
Help safeguard the people closest to you by replacing lost income to help support your family.

Plan ahead for their stability
You can offer a more certain future for your loved ones by helping cover education costs and providing future income.

Meet your needs affordably

Choose from a wide range of life insurance options that are designed to fit your lifestyle affordably, at every stage of your financial journey.

Keep your home
Let your home remain their home by paying off large expenses, like a mortgage.

Grow your investment
Enhance your planning with tax-deferred savings, investing and borrowing opportunities.

Get expert advice

We’re here to help—no matter what question you may have, our friendly advisors are here to help you achieve your goals.

How Much Life Insurance Do I Need?

Start planning for the future by understanding how much coverage could support your goals.
Calculate Your Life Insurance Needs

Compare Your Options

There’s a life insurance plan to suit your unique situation—let’s help you find it.
Compare Life Insurance Plans

Discover & Learn About Life Insurance

COVERAGE & PREMIUMS
Applying For Life Insurance: Why You Should Be An Open Book

When you're applying for life insurance, you may be asked questions that can sometimes come as a surprise, so let's prepare for them.

TYPES OF LIFE INSURANCE
Is Permanent Insurance Worth the Higher Cost?

Before you buy insurance it's important to understand what will be included in your coverage so that you are confident in what you are spending your money.

WHEN TO BUY LIFE INSURANCE
Am I Too Young to Buy Life Insurance?

Do you think you're too young for life insurance? The optimal time to buy a policy may surprise you.

Frequently Asked Questions

What is life insurance exactly?
What are the two main types of life insurance?
How does life insurance work?
How much life insurance do I need?
Do I need life insurance?
How much does life insurance cost?
I’m young, single and don’t have kids. I don’t need life insurance, right?
How do I buy life insurance?
What are some of the benefits of life insurance?
What information will I have to give when I apply for life insurance?
What are some of the limitations of life insurance?
What happens after I apply for life insurance?
How do I make a claim?
How long will it take to hear whether I’m approved?
Can I get life insurance for my business?

Whatever You Need, We Can Help

Speak with an RBC Insurance Advisor: 1-888-926-1511
or Have an Advisor Call Me

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