Cash Value Loans.
Mortgages.
Investment Loans.

Leverage your assets with our unique lines of lending services.
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Indie customers reaping the benefits as their Bounty grows over the years

Lending Solutions.

Couple Going Over Cash Value Loan

Cash Value Loan

This collateral loan can give you tax-free access to the cash value of your whole life policy without interrupting the value and growth of your policy's cash value.

Saving Interest with an All-in-One Mortgage

All-in-One Mortgage

The All-in-One mortgage is a readvanceable mortgage (like a HELOC, Home Equity Line of Credit) combined with other lines of credit and a chequing account. When used properly, you can significantly lower your interest payments and pay off your mortgage sooner.

A users is taking a slice of a large coin

Get 10% every 5 years.

You can access 10% of your Wealth Bonus (with the growth) every 5 Years. Grab the cash and spoil yourself or, even better, leave it to grow even more.

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Get all of it at age 70.

Your full Wealth Bonus, unlocks at age 70 - with years of growth. Use it as a retirement income booster, or to realise a lifelong dream.

Have more questions?
Wealth Bonus calculator

See how much Wealth Bonus you can earn.

Enter your age and the monthly premium you’d like to pay (or what you’re currently paying for life insurance) to see how your Wealth Bonus can grow.
Why does my age affect how much Wealth Bonus is invested in me each month?

Get life insurance.
Get a Wealth Bonus.
Get living.

Get world-class cover that rewards you with wealth while you're alive.

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Sound too good to be true?
Here's how we do it.

About THE WEALTH BONUS

Everything you need to know about the Wealth Bonus - including payouts, the impact of claims and more.

See Wealth Bonus details
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How does Sanlam Indie give you great insurance and a Wealth Bonus?

Sanlam Indie is a digital-first insurer, so we use smarter technology to give everyone a more personalised, accurate premium. We run a tight ship and pass the savings on to you as a Wealth Bonus.
More about how the Wealth Bonus works e

What’s the catch?

It’s simple really, stay with Sanlam Indie. Of course, you can always adjust your cover and skip a premium or two if you have a cash crunch. As long as you stick with us, you’ve got your Wealth Bonus.
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Why SANLAM Indie?

Simpler, smarter, more rewarding life insurance.

We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
o Get a built-in Wealth Bonus
o Do everything online, in no time
o Your cover starts immediately
o Qualified support when you need it
o Insurance, at the best possible price
o No paperwork, no jargon
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Funeral Cover

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Life Cover + Quick Payoute

Critical Illness Covere

Income Protection

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Disability Cover

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Death Income Protectione

World-class cover that rewards you with wealth.

Products

Every Sanlam Indie policy comes loaded with a Wealth Bonus. From just R100 pm you can protect your life and invest in your future.

Find out more
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